Terms of Service

Last Updated: April 9, 2024

These Terms of Service ("Terms") govern your use of the services provided by MMA Group Inc ("MMA Group Inc," "we," "us," or "our"), including our website https://medicareeducationlive.online and our SMS marketing program. By accessing or using our services, you agree to be bound by these Terms.

Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you may not use our services.

SMS Marketing Program

By opting in to receive SMS messages from Retirement Health Solutions, you consent to receive transactional and/or marketing messages as described at the point of opt-in.

• Transactional Messages: These messages provide important information related to your account, orders, or services you have requested, such as appointment reminders.
• Marketing and Promotional Messages: These messages may include special offers, discounts, new product updates, and other promotional content.
• Message Frequency: The frequency of messages may vary.
• Message and Data Rates: Message and data rates may apply. You are responsible for any charges incurred from your mobile carrier.
• Opt-Out: You can opt-out of receiving SMS messages at any time by replying STOP to any message you receive.
• Help: For assistance, reply HELP to any SMS message you receive.

Use of Our Website

Your use of our website is subject to the following conditions:

• You agree to use our website for lawful purposes only and in a manner that does not infringe upon the rights of others or restrict or inhibit their use and enjoyment of the website.
• You agree not to attempt to gain unauthorized access to any portion of our website, its systems, or networks.
• You agree not to use any device, software, or routine to interfere or attempt to interfere with the proper working of our website.

Intellectual Property

All content included on our website, such as text, graphics, logos, images, and software, is the property of Retirement Health Solutions or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, modify, distribute, or otherwise use any content from our website without our prior written consent.

Disclaimer of Warranties

Our services, including our website and SMS program, are provided on an "as is" and "as available" basis without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or completely secure.

Limitation of Liability

To the fullest extent permitted by applicable law, Retirement Health Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages (including, without limitation, damages for loss of profits, data, use, goodwill, or other intangible losses) arising out of or relating to your use of our services, even if we have been advised of the possibility of such damages. Our total liability to you for all claims arising out of or relating to these Terms or your use of our services shall not exceed the amount, if any, paid by you to us for the use of the specific service in question.

Indemnification

You agree to indemnify, defend, and hold harmless Retirement Health Solutions and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your breach of these Terms or your use of our services.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Indiana, without regard to its conflict of law principles. You agree that any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Indiana, and you hereby consent to the personal jurisdiction of such courts.

Changes to These Terms of Service

We may update these Terms from time to time. We will post any changes on this page and update the "Last Updated" date. We encourage you to review these Terms periodically for any changes. Your continued use of our services after any changes to these Terms are posted will constitute your acceptance of the revised Terms.